For an accumulation of reasons to boring to list, I am in debt . £3417.88 to be exact. This may not seem like lots but trust me this is an extraordinary sum for me. Its a debt that keeps me up at night, a debt that has burrowed deep inside my mind and is just hanging out there with a sleeping bag, and mini fridge, and a few times a day it wakes up and shouts LOUDLY at me.

It is tiring, and consuming and it weighs a heck of lot.

This is my journey to clear it and take charge.

Wish me luck!